If a driver wishes to drive another privately-owned vehicle but they are uncertain if they are insured to drive that vehicle; what should they do?

  1. Drive if there is an insurance disc on the vehicle.
  2. Transfer the insurance disc from their own vehicle on to the vehicle they wish to drive.
  3. Drive it provided that they tell their insurance company within 10 days and agree to pay any additional premium.
  4. A driver should contact their own insurer to confirm whether or not their insurance policy covers the driving of other vehicles.

Correct Answer

A driver should contact their own insurer to confirm whether or not their insurance policy covers the driving of other vehicles.

Explanation: If you are in any doubt about your insurance cover; you should discuss the matter with your insurance company. It is a serious offence to drive without insurance.

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